Business Checking Accounts for California | Golden 1 Credit Union

Personal Business

Appointments Financial Wellness Help Center

Business Checking
- Business Checking
  Low to no monthly maintenance fee
- Sole Proprietor Checking
  Convenient and secure checking to manage your business finances.
Online and Mobile Banking

You have easy, convenient access to your Golden 1 business accounts with your Golden 1 Mobile app and Business Online Banking.
Tools and Resources

Mobile Deposits

Online Banking

Bill Pay

Business Service Advisors
Business Savings
- Business Additional Savings
  Organize your business finances more effectively
- Business Money Market Savings
  Earn competitive returns on funds and maintain liquidity for your operational needs
- Business Membership Savings
  Earn monthly dividends with no monthly maintenance fees or minimum balance fee
View savings options
Credit Cards
- Business Cash Rewards Credit Card - Coming Soon
  Maximize purchasing power while earning rewards using the Golden 1 Business Cash Rewards Card
Money Movement
- Money Movement
  Pay and receive with ACH and wire transfers
Merchant Services
- Merchant Services
  Accept card and digital payments with customizable point-of-sale systems connected to convenient reporting tools.

Appointments Financial Wellness Help Center

*Wireless carrier text and data fees may apply
**See fee schedule

Benefits of Golden 1 Business Checking

Business Checking FAQs

Golden 1's general policy is to make most check funds available on the same day we receive your deposit. However, holds of two to nine days may be placed on checks in certain cases, such as large deposits, new accounts, for checks that were previously returned unpaid are redeposited, or when an account has been repeatedly overdrawn within a six-month period. If a hold is placed on deposits made via Mobile Deposit or at an ATM, an extended hold notice will be sent via mail or email. Please read the "Funds Availability" section of your Business Deposit Account Disclosure and Membership Agreement.
- External Transfers
- Internal Transfers
- Bill Payment
- Remote Deposit Capture
- ACH and Wire Origination